Never spend your money before you have it. – Thomas Jefferson
This founding father was onto something when he dropped these wise words. While credit cards didn’t exist in Jefferson’s time, it was still very possible to go into debt. And the inability to pay that debt had heavy consequences, including debtor’s prison. Then and now, spending money you don’t have is never a good idea. If you can’t pay cash for something, save up for it until you can.
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